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King Abdullah Financial District, Riyadh, Saudi Arabia

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Mobile Apps · 2025

Najm Digital Banking

A next-generation mobile banking platform serving 2M+ users with biometric auth, real-time transfers, and AI-powered financial insights.

2M+

Active users

4.9★

App Store

40%

Faster transfers

The Challenge

What stood in the way

A leading Saudi financial institution needed to replace a legacy mobile app that couldn't support real-time payments, biometric authentication, or the scale required by 2 million active users. Regulatory deadlines from SAMA added urgency.

Our Solution

How we solved it

We architected a cloud-native mobile banking platform with event-driven microservices, end-to-end encryption, and a design system built for Arabic-first UX. Biometric auth and instant transfers shipped in phase one.

Process

From strategy to launch

  1. 01

    Discovery & Compliance

    Mapped SAMA requirements, audited legacy flows, and defined a phased migration strategy with zero downtime.

  2. 02

    Experience Design

    Designed Arabic-first interfaces with accessibility standards and user testing across 3 Saudi regions.

  3. 03

    Engineering

    Built React Native apps and Node.js APIs on AWS with CI/CD, feature flags, and automated security scanning.

  4. 04

    Launch & Scale

    Soft-launched to 50K users, iterated on feedback, then scaled to 2M+ with 99.99% uptime.

Stack

Technologies we used

React NativeNode.jsPostgreSQLAWS

Impact

Measurable outcomes

  • Reduced transaction time from 12s to 4s with optimized API architecture
  • Achieved SAMA regulatory compliance across all digital channels
  • Increased mobile adoption by 65% within the first quarter

Gallery

Inside the product

Najm Digital Banking 1

“VLOG delivered a platform our customers love and our regulators trust. Mobile adoption exceeded every projection.”

K
Khalid Al-Rashid

Chief Digital Officer, Najm Financial

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